For minor property-damage-only claims, you often don't need a lawyer — and an honest attorney will tell you so. But once there are real injuries, medical bills, or any dispute about fault, having a lawyer typically leads to significantly better outcomes, because insurers treat represented claimants very differently. The consultation is free, and if you don't need us, we'll say so. You have nothing to lose by asking.
Jimmy personally reviews every submission — most people hear back the same day.
Start here, because most websites will not. If your car was damaged, nobody was hurt, liability is not in dispute and the other carrier is engaging, handle it yourself. Get the repair estimates, document the diminished value, and settle it. A lawyer adds cost and very little else to a property-damage claim.
The same is often true of a genuinely minor injury: one urgent-care visit, no imaging, no follow-up, a few hundred dollars in bills and a carrier accepting fault. If you call us with that file, we will tell you to keep the fee.
These are the situations where going it alone reliably costs more than the fee.
Fault is disputed, or they are blaming you partly. Texas reduces your recovery by your percentage of responsibility and bars it entirely above 50 percent. An adjuster asserting you were 30 percent at fault is asserting a 30 percent discount, and that number is negotiated, not calculated.
The injury needs more than a couple of visits. Once there is imaging, therapy, an injection or a surgical consult, the claim has a future-care component, and valuing it is not arithmetic.
A commercial vehicle or an employer is involved. Evidence in those cases sits with the company and disappears on a federal retention schedule measured in months. A preservation letter has to go out early, and a private individual cannot meaningfully send one.
A government entity is a defendant. This is the one that quietly destroys cases. A claim involving a city, a county, a transit authority or a school district runs on its own notice deadline, and the City of Houston's is 90 days, not two years. Miss it and there is generally nothing anyone can do afterward.
There is a lien, or your health plan wants paid back. A hospital that admitted you within 72 hours can lien your recovery. A plan may assert reimbursement. Both are limited by Texas statute, and both are routinely asserted at more than the law allows.
The limits are close to your damages. When a policy might not cover the harm, the work is finding other coverage, and that is not something you can do from the outside.
Not rhetoric. Specific things happen that did not happen before.
The adjuster can no longer call you directly — Texas ethics rules bar contact with a represented person, so the recorded-statement requests and the "just checking in" calls stop. A preservation letter goes out before the data cycles. The medical authorization gets narrowed to the providers and dates that matter. The claim is presented as a package with the records and the liability proof organized, instead of in pieces. Liens get negotiated down under the statutory limits. And every policy gets identified, which is often where the actual money is.
People compare "settlement with a fee" against "settlement without a fee," which is the wrong comparison. The right one is net to you, both ways: what you would keep after handling it alone and paying the liens in full, against what you would keep after a contingency fee and negotiated liens. The fee is not free — but neither is the $18,000 hospital lien nobody told you was reducible.
The consultation costs nothing and creates no obligation. We are a small firm; you will be talking to Jimmy, not to an intake script. If the honest answer is that you do not need a lawyer, that is the answer you will get.
Authority: Tex. Civ. Prac. & Rem. Code ch. 33 · Tex. Prop. Code ch. 55 (hospital liens)
One conversation tells you which category your claim is in. There is no charge and no hook.
City, county, METRO, a school district. Those deadlines run in weeks, not years.
Those are the two documents that are hard to undo.
After fee and after liens, both ways. Any lawyer unwilling to do that math is the wrong one.
Rear-endings, intersection crashes, uninsured drivers, hit-and-runs — in Houston, El Paso, and everywhere in between.
Federal regulations, black-box data, driver logs, multiple insurers. We move fast to preserve evidence before it disappears.
Hurt on the job for a non-subscriber employer, or injured by a third party at a job site? Texas gives you real options.
When the worst happens, we pursue accountability for surviving families with the care and seriousness it deserves.
La consulta es gratis y confidencial. No paga nada a menos que ganemos su caso. Jimmy contesta personalmente, hoy mismo.
Every day you wait, evidence disappears and the insurer gets ahead. One free call. Straight answers about your case — in English or Spanish. If you need a fighter, you'll have one. If you don't, I'll tell you that too.
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